Our office manages campus-based student loans. In general, these are awarded through the Office of Scholarships and Student Aid. While the University will still maintain your Federal Perkins and Campus Based loans, ECSI will be responsible for sending you billing statements, receiving and posting payments, reviewing and processing deferment and cancellation forms, and all of your other customer service needs.
Please visit heartland.ecsi.net or contact ECSI directly using the information below for information on your loan account, accessing your 1098-E tax form, loan deferments and cancellation options.
ECSI Mailing Addresses
All physical payments, including checks and money orders (made payable to J6-UNC-Chapel Hill), should be mailed to:UNC Chapel Hill c/o ECSI
P.O. Box 718
Wexford, PA 15090
All paperwork, including deferment forbearance, and cancellation requests should be mailed to:UNC Chapel Hill, c/o ECSI
P.O. Box 1278
Wexford, PA 15090
Exit Interview Instructions
- Go to heartland.ecsi.net
- Choose Sign In or Register
- Create a new account, if you do not have one.
- You will need your Heartland Key to connect your account to your profile.
- Contact ECSI if you do not have your key at 888-549-3274
- The Exit Interview will be located in the Documents tab under your Student Loans & Accounts Receivable Account
If you have any questions regarding your loans or the Exit Interview process, please contact ECSI at 888-549-3274.
Emergency Loans awarded through the Office of Scholarships and Student Aid (OSSA) are administered through our office. Students awarded an emergency loan sign a paper promissory note at the Office of the University Cashier teller window. The due date for these loans is indicated on the promissory note. While extensions may be granted for extenuating circumstances, these loans must be repaid within the term.
UNC-Chapel Hill Emergency Loans are interest-free, short-term loans. The purpose of the loan is to finance emergency expenses for currently enrolled UNC-CH students for which resources are temporarily not available. In the event an emergency has arisen to prevent students from having funds available for living expenses, such as food, rent, books, childcare, etc., a loan can be approved. Emergency Loans cannot be approved to pay University charges, such as tuition, since this is a planned expense.
To apply for an Emergency Loan, please complete the UNC-CH Emergency Loan Application located on the OSSA website.
Late fees are assessed in accordance with your promissory note. To avoid late fees, please ensure ECSI receives your payment on or before your due date. If you have any questions about late fees or payment posting, please contact an ECSI Customer Advocate.
Rejected Payment/Non-Sufficient Funds (NSF) Fees
Any payments refused by the payer bank because inaccurate bank account information was provided, insufficient funds or a closed account, are subject to a $25.00 returned payment fee. To avoid fees, please confirm that your checking or savings account has sufficient funds and that your bank account information is correct before submitting your payment. Please note that failure to submit payment for the full amount due by your payment due date will result in a late fee as described above. If you have any questions about fees, please contact a ECSI Customer Advocate.
If you have any questions regarding your loans, please contact ECSI at 888-549-3274.
AmeriCorps Payment Requests – Select ECSI as the Institution when submitting an AmeriCorps payment request.