Emergency Loans awarded through the Office of Scholarships & Student Aid (OSSA) are administered through our office. Students awarded an emergency loan sign a paper promissory note at the Office of the University Cashier teller window. The due date for these loans is indicated on the promissory note. While extensions may be granted for extenuating circumstances, these loans must be repaid within the term.

UNC-Chapel Hill Emergency Loans are interest-free, short-term loans. The purpose of the loan is to finance emergency expenses for currently enrolled UNC-CH students for which resources are temporarily not available. In the event an emergency has arisen to prevent students from having funds available for living expenses, such as food, rent, books, childcare, etc., a loan can be approved. Emergency Loans cannot be approved to pay University charges, such as tuition, since this is a planned expense.

To apply for an Emergency Loan, please complete the UNC-CH Emergency Loan Application located on the OSSA website.